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BOA Family Care Assurance

The Family Care Assurance is a funeral plan that guarantees policy holders and their families a befitting and dignified transition in the event of death.

Features and Benefits

  • One week celebration benefit as standard benefit to account holder on the life of a family member (20% of funeral benefit)
  • Account holder permanent total disability (PTD) benefit as “We Care Benefit”
  • Cash back benefit of 10% of premium paid less expenses every five (5) years if no claim occurs.
  • Account holder retires with premium payment at age 60 – unique.
  • Option for 1st anniversary benefit.
  • No medical report requirements.
  • Automatic benefit update option annually to sustain value of benefits.
  • Account holder and spouse have 100% of the sum assured. Family members have 50% of sum assured.

Documents Checklist

For fresh applications, the following documents will be required:

  • Filled proposal form
  • Filled mandate form for premium deductions

For Funeral and One Week Celebration Claim, the following documents will be required:

Completed claim application form or written application signed by claimant with the following required documents:

  • Original policy document.
  • Original or certified true copy of medical certificate of the cause of death.
  • Police report for accidental death only.
  • Proof of age of deceased life assured if age is not admitted.
  • Original or certified true copy of photo identity card of the beneficiary or trustee.
  • Any other documents deemed necessary by the insurer.

Claims Payment

  • Saham Life shall honour all genuine claims within 4 days after receipt of all relevant documentation.
  • Documentation include the following:
  • Properly filled claim form
  • Medical certificate of cause of death/death certificate in case of death
  • Police report in case of accidental permanent total disability or accidental death
  • Photo identification of claimant
  • Notification of claims must be done either at BOA’s branches or through the Assured Service Team.
  • BOA should be an option to be appointed by policyholders as Trustees, to be able to authorise claim payments